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The IRS has now released all of the 2025 benefit limits. These include both the cafeteria and health plan limits as well as all of the qualified retirement plan limits. Earlier this year, they also released the High Deductible Health Plan (HDHP) and Health Savings Account (HSA) limits.

Posted on November 1, 2024 By Kushner & Company
Categories: 
401(k), 
All Articles, 
Blog, 
Defined Contribution Plan, 
FSA / HSA / HRA, 
Health Savings Accounts (HSA), 
Profit Sharing, 
Retirement Plans, 
Team Rewards, 
Total Rewards

In an era where attracting and retaining employees is paramount to an organization’s success, a Lifestyle Spending Account (LSA) is a valuable addition to employee benefits. LSAs can significantly boost employee engagement by providing flexibility and control over their benefits.

Posted on October 8, 2024 By Kushner & Company
Categories: 
Benefits, 
Blog, 
Flexible Spending Accounts (FSA), 
FSA / HSA / HRA, 
Health and Welfare Team, 
Health Reimbursement Arrangements (HRA), 
Health Savings Accounts (HSA), 
Individual Coverage HRA (ICHRA), 
Total Rewards

Employers that offer prescription drug benefits are required to provide an annual notice to all Medicare-eligible plan participants and qualified beneficiaries before October 15th of each year, the start of the Medicare open enrollment period. Most send it to all participants.

Posted on September 23, 2024 By Kushner & Company
Categories: 
Administration, 
All Articles, 
Benefits, 
Blog, 
ERISA-ACA Compliance, 
Health and Welfare Team, 
HR Compliance, 
Total Rewards

Rather than seek out retirement plan consulting, many employers offer a take-it-or-leave-it retirement plan design from their payroll or other provider. They assume that all 401(k) plans are the same, not paying attention to the details. After all, don't we just have to say we have a plan?

Posted on July 15, 2024 By Kushner & Company
Categories: 
401(k), 
Administration, 
Benefits, 
Blog, 
Defined Contribution Plan, 
Money Purchase, 
Plan Document Services (RPS), 
Profit Sharing, 
Retirement Plans, 
Total Rewards

Spousal Incentive HRAs aren't new. But they're getting new exposure as a means of helping employers control health care costs, increasing employee recruiting and retention, and aiding employees when they have choices between two group health plans to elect a spouse's coverage over the employer's.

Posted on June 12, 2024 By Kushner & Company
Categories: 
Benefits, 
Blog, 
ERISA-ACA Compliance, 
FSA / HSA / HRA, 
Health and Welfare Team, 
Health Reimbursement Arrangements (HRA), 
Team Rewards, 
Total Rewards

In a CNBC article, Kushner & Company President Gary Kushner is quoted on the issue of coverage of newer weight-loss prescription drugs in small to mid-sized employers' group health plans.

Posted on May 31, 2024 By Kushner & Company
Categories: 
Administration, 
Benefits, 
Blog, 
ERISA-ACA Compliance, 
Flexible Spending Accounts (FSA), 
FSA / HSA / HRA, 
Health and Welfare Team, 
Health Reimbursement Arrangements (HRA), 
Health Savings Accounts (HSA), 
Qualified Small Employer HRA (QSEHRA), 
Total Rewards

Given all the recent news about student loans and the impact on both individual lives and the economy as a whole, we thought it was time to review what an employer can do to assist those either currently in post-secondary or technical schools as well as those who have graduated and now have loans.

Posted on April 15, 2024 By Kushner & Company
Categories: 
401(k), 
Benefits, 
Blog, 
Defined Contribution Plan, 
Educational Assistance, 
ERISA-ACA Compliance, 
Learning and Development, 
Team Rewards, 
Total Rewards, 
Work / Life Balance

Almost every organization that sponsors employee benefit plans must file IRS Form 5500. Of course, there are different rules and requirements for 5500s based on the type of plan being reported. In today’s post, we’re going to look at a few of the common questions that we receive about 5500s.

Posted on February 1, 2024 By Kushner & Company
Categories: 
401(k), 
Administration, 
Benefits, 
Blog, 
Cash Balance, 
Combo Plans, 
Defined Contribution Plan, 
ERISA-ACA Compliance, 
FSA / HSA / HRA, 
Health Reimbursement Arrangements (HRA), 
HR Compliance, 
IRS Form 5500 Services (BDA), 
IRS Form 5500 Services (RPS), 
Money Purchase, 
Profit Sharing, 
Qualified Small Employer HRA (QSEHRA), 
Retirement Plans, 
Team Rewards, 
Total Rewards

As a time-tested HSA company, Kushner & Company knows that managing a Health Savings Account (HSA) for your employees requires an experienced TPA utilizing modern technology tools for both you and your participants. Here are eleven important questions to ask of your current or prospective TPA.

Posted on November 21, 2023 By Kushner & Company
Categories: 
Administration, 
Benefit Card, 
Benefits, 
Blog, 
FSA / HSA / HRA, 
Health and Welfare Team, 
Health Savings Accounts (HSA), 
Total Rewards

The IRS has now released all of the 2024 benefit limits. These include both the cafeteria and health plan limits as well as all of the qualified retirement plan limits.

Earlier this year, they also released the High Deductible Health Plan (HDHP) and Health Savings Account (HSA) limits.

Posted on November 9, 2023 By Kushner & Company
Categories: 
401(k), 
Administration, 
Benefits, 
Blog, 
Cash Balance, 
Combo Plans, 
Commuter Benefits, 
Defined Contribution Plan, 
ERISA-ACA Compliance, 
Flexible Spending Accounts (FSA), 
FSA / HSA / HRA, 
Health and Welfare Team, 
Health Reimbursement Arrangements (HRA), 
Health Savings Accounts (HSA), 
HR Compliance, 
Money Purchase, 
Profit Sharing, 
Qualified Small Employer HRA (QSEHRA), 
Retirement Plans, 
Total Rewards

401(k)’s and other retirement plans are extremely technical, But by working with a highly skilled Third Party Administrator (TPA), employers can be supported in these tasks, assured their plan is running smoothly, and in compliance with ERISA and IRS regulations.

Posted on October 5, 2023 By Kushner & Company
Categories: 
401(k), 
Administration, 
All Articles, 
Blog, 
Cash Balance, 
Combo Plans, 
Defined Contribution Plan, 
HR Compliance, 
HR Outsourcing, 
IRS Form 5500 Services (RPS), 
Money Purchase, 
Nonqualified Plans (Executive Compensation), 
Plan Document Services (RPS), 
Profit Sharing, 
Retirement Plans, 
Summary Plan Descriptions, 
Team Rewards, 
Total Rewards

Medicare requires all employers that offer prescription drug benefits to provide an annual notice to all Medicare-eligible plan participants and qualified beneficiaries before October 15th of each year. Here's all you need to know about that filing.

Posted on September 15, 2023 By Kushner & Company
Categories: 
Administration, 
Benefits, 
Blog, 
ERISA-ACA Compliance, 
Health Reimbursement Arrangements (HRA), 
HR Compliance, 
Team Rewards, 
Total Rewards